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Insurance Fundamentals in Plain English is a clear, modern introduction to how insurance really works—written for new professionals, career‑changers, and anyone who wants to understand the industry without jargon or complexity. Instead of dense textbooks or technical manuals, this book offers a readable, practical guide to the core ideas that shape underwriting, claims, risk, pricing, and the logic behind insurance products.You’ll learn why insurance exists, how it functions as a system, and how the major roles in the industry fit together. The book explains essential concepts—risk, exposure, loss, premiums, deductibles, coverage forms, and more—in a way that makes sense immediately, even if you’re brand new to the field.This volume is the first in the Insurance in Plain English series, a four‑book curriculum designed to give you a complete, structured foundation in the language and mechanics of insurance. Whether you’re starting a new job, preparing for professional designations, or simply trying to understand the industry from the inside, this book gives you the clarity and confidence to move forward